Importance Of Medicare Medicare is a health insurance program which is offered by a government to its citizens especially those of old age and those living with disabilities so as to help them get access to medical services without having to spend as much money as they would have to without the cover. Usually, the government is able to meet the cost of having to pay for the medical care received by the aged and those with disabilities by ensuring that all people in the country pay a monthly subscription by from their salaries which is automatically deducted and also from all taxes obtained. One of the forms of Medicare includes Hospital Insurance which basically covers patients that have been admitted in hospital, receiving health care at home in bed or at a special nursing facility as long as they are eligible for the program and already enrolled to it using the necessary channels provided. The entire Hospital Insurance is met by ensuring that a given percentage of salaries is cut as set by the payroll taxing system. Another type of Medicare is the Medical Insurance policy which usually covers a very wide range of products and services including doctors services such as consultation, medical supply which is either totally free or is provided at a very lower price as compared to the original price of the drugs and also preventive services such as regular medical checkups as long as the health institution offering these services is eligible. Additional services that are also taken care of by this Medical Insurance cover include vaccination of people against deadly diseases such as tuberculosis, treating of cancer through chemotherapy, physiotherapy for patients involved in accidents and laboratory tests carried out. Money for Medical Insurance is generally derived from revenues that are gathered from the taxing system and also the small premiums which are paid regularly by the beneficiaries of the program. Sometimes the government also gives a private business Insurance company a contract and the license to provide a Medicare Advantage Plan which is a Medicare that offers both the Medical Insurance and the Hospital Insurance policies. The Medicare Advantage Plan covers such services as Special Need Plan for specific people and the Preferred Provider Organizations cover which provides a patient with the option of deciding where to get medical attention. The Prescription Drug Coverage is the final cover that is paid for by the state, some premiums and taxes and allows patients access to medicines the doctor instructs.
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